Luiz Carlos Trabuco And Bradesco: Complementing Each Other To The Top Of The Brazilian Banking Industry

While it is arguably one of the greatest cliché used today, the phrase “good things come to those who wait,” is often true in a lot of situations. It certainly applies to current Bradesco president, Luiz Carlos Trabuco. After working at the Brazilian bank for more than close to four decades, he was finally selected for the top seat in 2009. He has come close to taking the seat a decade prior, only for the board to choose the more experienced, Marcio Cypriano. Despite being offered numerous opportunities away from the bank, including an offer to become Brazil’s Finance Minister, Luiz Carlos Trabuco stayed loyal to Bradesco. Since taking over, his performance has exemplified why he waited his turn and why Bradesco did not risk waiting too long – the two are a perfect fit for each other.

Luiz Carlos Trabuco has been a great servant to the Bradesco brand. He joined the bank at the age of 18 and has not left since – he is currently aged 65. For his first two years at Bradesco, he served as a clerk at the bank’s Marilia branch. Still young, he then had the exciting but scary honor of being promoted to work at the bank’s head offices in Sao Paulo. From then on, he just blew up. He went on to serve as a department manager, executive vice president of Bradesco Seguros, and president of Bradesco Seguros before being named the bank’s president in 2009, aged 57. Today, even as president, he remains as committed to the bank as on the first day he walked in as an employee. In fact, he still pulls half-day shifts at the office every single day.


However, the relationship between Bradesco and Luiz Carlos Trabuco has not just been one sided – the bank has also of great service to him. Bradesco gave him a start in the banking industry despite not having an academic background in banking-related field or any work experience. Additionally, during his journey rising up the ranks at the bank, he was assigned differing roles corresponding to the various facets of banking. Consequently, he matured into an all-round banker. Additionally, he also had the privilege of learning from some of the best bank executives the country has seen. That is, his three legendary predecessors: Amador Aguiar, Lazaro Brandao and Cypriano. The said, the greatest services Bradesco has granted him is trusting him. The bank trusted him with numerous positions of responsibility that many thought to be ahead of his years. The greatest, perhaps, being named the head of the bank’s biggest subsidiary, Bradesco Seguros in 2003.

Given how perfectly they fit, it is not unsurprising that Luiz Carlos Trabuco has had his mandate at Bradesco extended by two more years. With the mandatory retirement age for Bradesco’s employees previously set at 65, Luiz Carlos Trabuco was meant to retire in 2016. However, the bank’s shareholders deemed him too important to let go just yet and consequently voted in a proposal to extend the retirement age to 67. Even when he does retire, Luiz Carlos Trabuco will still retain his executive vice chair position on Bradesco’s board and will likely takeover when the older Brandao vacates the seat of chairman.

Both Bradesco and Luiz Carlos Trabuco have their roots in Marilia. The bank was founded there in 1943 while Luiz Carlos Trabuco was born there in 1951. Unsurprisingly, both Bradesco and Luiz Carlos Trabuco have over the years remained strongly involved in the small city they call home. In fact, Trabuco’s appreciation for his roots was in 2009 recognized by being granted the title of meritorious citizen of Marilia – his hometown.


Meet the Best Philanthropist Betsy DeVos

Do you want to know the background information of Betsy DeVos? If yes, then you are at the right place. Betsy DeVos has a philanthropist background; his father and brother are the founders of Family Research Council and Blackwater USA respectively. Due to her business degree and BA in Political Science, she has all traits of a good leader and an entrepreneur. With her political background, Betsy got a chance in 1976 where she was campaigning for Gerald Ford. Regarding leadership, she has worked as a board member in many organizations which include non-governmental ones.

Apart from being a leader, Betsy runs a nonprofit foundation that is concerned with changing lives and improving education. Her family is recognized for raising much money towards the funding of the petition-gathering campaign. The funding raised about $1.2 million. This funding aimed to amend the constitution so that private and religious schools can get financing from the government. Every member of Betsy’s family was involved in raising funds. Some of the members include Dick DeVos who is the son of Betsy, Helen and Richard DeVos and Mother Elsa Prince. Every organization which was connected to Betsy was also involved in contributing.

Each action she takes has a definite motive behind it. For instance, she wanted to change the role of the government in the education sector. Betsy wanted the funding given to public schools also given to private and religious ones. The funding will help these schools so that they can improve their activities. If you look at most public schools, they are failing despite all the funds they are getting from the government. If the money is channeled to private schools, many people will benefit and give better services than public schools.

Another motive behind the funding of private schools was her children. Betsy wanted to work a role model for low-income parents and their kids. According to her answer to PHILANTHROPY, if she happens to take her children to a good school, other parents will do that too. She did that by increasing her concern in funding these parents. More motivation came when Dick, a husband to Betsy was elected as a member of state board of education. From that point, the changed the strategy by starting a foundation that could give scholarships instead of funds. By that, many parents benefited much than before.

To make their foundation and other similar foundation worthwhile, she worked in boards that aimed at expanding the choice of education through tax credit and vouchers. Betsy DeVos and her husband were also involved in several attempts to change the Michigan’s first charter-school bill. Their success could help many urban children who wanted better education options.


For updates, follow Betsy DeVos on Facebook.

End Citizens United Sheds Light On Republican Partys Connections With Russia

End Citizens United is an organization that was founded with the aim of improving the political conditions within the country. The organization was founded by a group of entrepreneurs who felt like they needed to do something to make a difference and bring about change in the American society. They shared common ideals and ideas according to which they felt like the country could improve, and are now working on the implementation of their ideas on a large scale.

One of the main reasons why the organization was established was owing to the Supreme Court ruling called Citizens United according to The court ruled this so that people who owned large companies would be able to contribute to political parties without having to state the amount that they are donating or the things that they are giving them. This removed the transparency that was there between the political parties and the people of the country. America functions as a democracy which means that the people have the right to get a say in matters of governance. The people want to know what is going on in the system which is why the organization has proven to be a vital part of the community. Because of this ruling, there was a lot of corruption that started happening in the government.


One of the most recent events that took place because of this was the Russian Facebook Ads Scheme which showed a greater number of political ads on facebook so that viewers could see them more and be enticed to vote for the Republican Party. The ads proved to be immensely productive, leading the party to their victory. One of the reasons why this became a red flag was because the company that funded these ads was not from America itself but Russia. This meant that someone from America paid this company to put out the ads for them, which would only be possible because of the Supreme Court ruling. This also showcases a different side of the political system in the country, shedding light on the connects that people within the Republican party have with Russia. This would lead to bigger problems in the future, and possibilities of conflicts happening, which is why something like this should be nipped in the bud and told to the people of America.

End Citizens United was the organization that uncovered this shocking discovery, which is a positive step towards the progress that they are making to bring about change in America. The organization plans to try and uncover more of these discrepancies in the future so that they can help the country as much as they can. The primary goal of the organization is to overturn the current political structure in the country and once again let the democratic party take over since they are the better choice for the people.

For more information about End Citizens United, just click here.

Fabletics Demonstrates why Traditional Marketing Methods are Obsolete

The success of any business lies in the marketing techniques employed. While advertising, public relations, promotions, and sales have dominated the marketing industry for years, these forms of marketing are becoming unappealing to the modern consumers. The arrival of the internet changed all aspects of life including marketing. Modern consumers spend a lot of time online, and marketers developed digital marketing techniques. However, some digital marketing techniques are more viable than others. For example, the review-centric marketing strategy employed by many consumer brands such as Fabletics has proved to be a winning strategy.

Fabletics came to life four years ago. The activewear company is Kate Hudson’s brainchild. Kate together with Don Ressler and Adam Goldenberg envisioned an activewear company that provides stylish, high quality, and inexpensive products. Some of the enterprises in the activewear clothing business such as Athleta and Lululemon that dominated the market when Fabletics was started provided pricey products which are inaccessible to ordinary Americans. Four years down the line, Fabletics is threatening to dethrone its competitors as the leading activewear company in America.

From 2013 to date, Fabletics’ growth and acceptance in the activewear market have been impressive. The company has opened over six retail stores in America. Also, the company has retail shops in Australia, Canada, Germany, and Spain among other countries; in 2015, Fabletics reported that it had shipped over one million orders to international destinations. Also in 2015, Fabletics introduced a new product line: men’s line. The company boasts of over $235 million revenues. Pundits estimate that Fabletics has enjoyed over 200% growth since it was founded to date.

Many successful brands such as Fabletics adopted review-centric marketing strategy the moment market surveys revealed that positive reviews entice online users. Online buyers search for businesses online, and therefore the first step is for brands to avail themselves online. Online shoppers are particularly in search of “user reviews”; these are reviews that other buys made regarding a product or a service. Depending on the nature of these reviews (negative or positive) a consumer decides to acquire a product or services. Other surveys have indicated that online buyers trust the reviews they read online, and it becomes difficult to sway them even with a low price. Fabletics has successfully made a positive image online. Also, the company has an unmatched online presence; their intuitive website,, has reviews not only from ordinary users but also from the sensational Kate Hudson. Recently, Fabletics collaborated with Demi Lovato; someone who is known to many online users. Reviews from the likes of Demi Lovato are likely to increase the company’s sales.

Unlike serial entrepreneurs, Kate Hudson gets her hands dirty helping in the of running Fabletics. She is credited for work such as reviewing budgets, implementing social media strategies, and assisting in the design of Fabletics’ clothing. Gregg Throgmartin, Fabletics’ president, is thrilled to have Kate as part of the Fabletics’ team. Throgmartin praises Kate as a person who only promotes what she believes; he says that it is easy for consumers to imagine Kate in Fabletics gear.

The Leadership Virtues That Every Business Leader Must Have to Succeed As Explained By Todd Lubar

Todd Lubar, the boss at TDL Global Ventures, is a well-accomplished businessman and entrepreneurship coach. With over 20 years of firsthand experience in investment and other business expeditions within the tech and real estate industries, Todd commands admiration and respect from across the board. Throughout his career, he has exhibited admirable leadership skills that have enabled him to succeed in every investment path he takes. As an industry leader, Todd Lubar has taken the responsibility of helping upcoming business administrators to become as successful as he is. He was recently sharing his views on on how a good leader should behave to become great in his discipline.

Important Virtues in Business Leadership

Honesty is an important virtue that every business leader should have according to Todd Lubar. He argued that being honest with the employees, business associates, and staff members build trust, which eventually helps one in building a business empire. In his view, business mistrust hinders free communication at the workplace and ultimately derails business success.

Todd Lubar promises business leaders that hurdles are unavoidable in business. As such, it’s the responsibility of every leader to inculcate in him the culture of persistence and patience. Giving up should not feature anywhere in the DNA of a business leader according to Todd Lubar. It is also the mandate of any business leader to raise the morale and motivate his employees. This becomes easy when a leader gets a good sense of humor since light moments reduces the levels of anxiety and sets people in a happy and optimistic path. As for him, Todd is a naturally hilarious and he easily applies it even to himself.

A business leader must have proper and elaborate communication skills. Todd Lubar argues that besides communicating with employees on job matters, it is important that a leader listens and cares for the employees’ social welfare. He argues that when staff members feel free to confide in their boss, business runs more efficiently.

About Todd Lubar

Besides being the president of TDL Global Ventures, Todd Lubar is the Sr. VP to Legendary Investments. Through the two firms, he has been at the forefront in helping people’s dreams of owning homes come true.

In his early life, Todd Lubar was an official in the construction and mortgage industries. He is also a guru in the entertainment industry. For more info, check out Todd Lubar’s Facebook page.


Cassio Audi is a well celebrated Brazilian entrepreneur. Born in Sao Paulo, Brazil, he started his early life career in music. Cassio was a drummer and an instrumentalist in the 1980s while with the Viper band. Viper band was founded in 1985 and played music genres such as thrash metal, power metal, and alternative rock. The band was majorly composed of teenagers of 13 and 13 years of age who loved rock music. The band was comprised of Cassio Audi, Pit Passarel, Andre Machado, Felipe Machado and Yves Passarell. Cassio got his influence in music from the then upcoming British heavy metal and the Iron Maid.

Viper band recorded their first demo album in 1985. Cassio Audi became popular after the release of the album which was famously known as The Killer Sword where he was the man behind the drums. His expertise in drums spread to diverse regions across the world. Some of the tracks found on the album include the Nightmare, the Killera, and the Princess from Hell. Later in 1987, the Viper band released its official album, Soldiers of Sunrise. It was composed of songs such as Metal Forces, Kerrang and Metal Hammer. The successful debut of the Soldiers of Sunrise opened gates for the young talented band, and they were invited to perform at the opening of Motorhead show in Brazil. The band gained an overwhelming popularity in the music industry of Brazil. Click here to know more.

The Viper band was among the first metal groups in Brazil, and they opened gates for other talented artists in the region. However, Cassio Audi left the talented band in 1989. He enrolled in Sao Paulo University where he pursued a degree in Business Administration. Nevertheless, Cassio believes that music and business go hand in hand. He has successfully used his experience in the music industry and incorporated it with his business career.

His Facebook Profile:

Joint pain, knowledge gain: Osteo Relief Institute

To remain pain-free in your life would be an accomplishment. It seems like there are many disorders or illnesses we try to stay away from but there are many that are inevitable to some peoples lives. Take arthritis for instance. Did you know more than 50 million adults in the U.S. have some form of arthritis? It’s true and that’s only in the United States (Philly Purge). The most common arthritis is osteoarthritis which is caused by the deterioration of soft tissue between the joints called cartilage.


There are ways to manage your arthritis pain and Osteo Relief Institute provides with treatments on osteoarthritis in the knee which is seen frequently. Osteo Relief Institute wants to help people with these disorders so badly that they offer a risk-free screening to see if you would be a great candidate for their program. They work with the latest technology to help pinpoint your pain and use correct and error-free treatments for your disorder.


Osteo Relief Institute combine physicians and physical therapists in an approach to your osteoarthritis problems. Osteo Relief Institute treats their patients like family and their main goal is to help patients avoid surgery and provide secure and effective treatments. Whether you have minimal or severe arthritis pain they have several options using state of the art technology to help you stay active and healthy.


The Osteo Relief Institute is an amazing option for people to check out if they are struggling with knee osteoarthritis. I would like to add that there are still many things you can do at your own household as well to help manage any arthritis pain. You can do something as simple as daily stretching when you wake up and right before you go to sleep. Yoga is something that really helps people out but if you want to start small then start with the minor stretches first ( Repetitive movements or strenuous activities can also do some wear and tear on your knees or any other joints on your body. Something as innocent as sitting down too often can cause stiffness within your joints as well. Pace yourself and be mindful of your body, you only get one after all


Amicus Therapeutics is focussed on treating rare, orphan diseases

Amicus Therapeutics is a company that is globally recognized for its biotechnological advanced therapies that treat orphan diseases which are rare. The company was publicly declared in 2007. It operates under the NASDAQ symbol for trading. They have a wide variety of treatments for genetic diseases for human beings (GCReport). Amicus Therapeutics runs its operations from Cranbury in New Jersey.



Amicus Therapeutics has received grants from different Foundations to assist in their research. They have also managed to acquire various companies such as Callidus Biopharma and Scioderm which have taken them a step forward in getting therapy treatment.



Amicus Therapeutics focuses its operations on different programs that have been discussed below:



  • Fabry disease: This is caused by the GLA gene in the body mutating. It can cause serious and irreversible damages to body organs, such as the nervous and renal systems if the issue is not caught and treated early. Amicus Therapeutics has developed migalastat, which is the cure for this disease, to those patients who suffer and have amenable mutations. For the other patients who don’t have amenable mutations, Amicus is still developing the treatment which will be a combination of the migalastat and Enzyme replacement therapy, ERT.
  • Epidermolysis Bullosa: Also known as EB, is a chronic genetic disorder that affects the skin. It can appear in form of a blister or wear away of the skin. In other cases, it erodes the lining of other organs in the body. There is no known cure that has been approved for this disorder yet, however, Amicus Therapeutics is developing a topical therapy to treat the blisters and lesions that occur because of EB.
  • Pompe disease: This is an inherited disorder that occurs due to the lack of a particular enzyme in the body. This disorder brings about weak muscles and respiratory issues. Amicus Therapeutics has initiated a study to determine the safety and effectiveness of the proposed treatment for this disease.


Amicus Therapeutics also believe that the platforms they use will be able to offer opportunities for development of other drugs that can be used in the treatment of other Lysosomal Storage Disorders. This is one of the few companies that are using science to better the lives of people with rare diseases.

More about Amicus Therapeutics at


Renowned Dentist, Dr. Avi Weisfogel, Treats Sleep Apnea with Dentistry

According to medical experts, staying up late deprives the body of the opportunity to recuperate. Therefore, it is vital that most individuals get between 7 to 9 hours of sleep every night. Those who consistently get six hours or less of sleep will likely suffer adverse effects on their appearance as well as their overall health. By getting an adequate amount of sleep, individuals will likely see improved effects on their overall health. While family and friends may tell others that it is important to get enough sleep, health professionals have also said the same thing. They emphasize the importance of getting enough sleep, as it is essential to one’s health.

One medical practitioner who has been at the forefront of treating sleep disorders is dentist Avi Weisfogel. He started up his own company called Dental Sleep Masters, which was established to provide the bridge between dentistry and sleep disorders. With a combination of his excellence in both his dental practice and ability to market, Weisfogel has been in position to offer one of the more innovative services in the dental industry. Since sleep apnea has been more widely diagnosed in recent years, Dr. Weisfogel has been able to provide valuable contributions to science, which have addressed the dangers of sleep apnea and how to overcome them. With his contributions, Dr. Weisfogel has found ways to treat the disorder with dental procedures.

Dr. Weisfogel is currently a dentist and the founder of Dental Sleep Masters. Before he started up his company, he practiced solely as a dentist for a number of years. During his career as a dentist, he established himself as one of the very best in the nation. Prior to becoming a dentist, he received a DDS degree from the College of Dentistry at New York University. He would also complete a bachelor’s degree in biology in the late 1990’s. While he was in the dental industry, he has won a number of awards such as the designation of Best Dentist for two straight years. Throughout his career, Dr. Weisfogel has been an industry leader in terms of educating both patients and colleagues about sleep disorders and how to treat them. He has also established himself as one of the most entrepreneurial dentists as well.

Finding Your Business The Same Way Doe Deere Did

Doe Deere is the woman behind the very successful Lime Crime brand. She started with barely any money to her name. There are countless people who have found that she wasn’t exactly the kind of person who just started and took off. She started off selling eBay products that were items she made herself. She eventually found that her career and passion lied within the world of makeup. She moved forward and started her makeup brand after the eBay business reached a bit of success down the road.

Doe Deere is definitely one of the most successful makeup artists out there who built a brand from scratch. It’s safe to say that she knows all about business and what works and what doesn’t. Following in her footsteps can help open the door for you to learn and see what could take place in the near future.

Find Your Passion

The first step to building a business and finding your niche is knowing what makes you happy. Make a list of all your passions. It doesn’t even to have a specific niche or category. Just try to find a few things that you genuinely love and think about any possibilities that could open up. There’s countless people who find that once they discover what has a real market can surely open the door for you and help you grow. Finding your passion is not always an overnight process. Learn more:

The key is to find that market that has a great targeted audience. There are all kinds of people who have built brands and businesses off of everything they love, and it has helped them become a success because they were genuinely happy. Finding a business is always about finding something you won’t ever get tired of learning about and talking about. Learn more:

Experts highly recommend working really hard to ensure that your business is written down on a plan. A business plan is important to help keep the potential investors updated on what you have plans for regarding your business. You want the business plan to provide you with a clear cut idea on what it is that you want the business to become. Small things here and there are going to help the open the door for you. Finding an investor is always tough, but once you have a few to present your business plan to, take that chance. Learn more:

In the end, building a successful business is all about networking and working towards building a great relationship with everyone who is helping your company for the long haul. Finding success is about knowing how to build an effective business plan that works and can help showcase your company to the investors in the right way.